Let us tell you
About Us
About Us
Serving Cedar Rapids, Iowa, and Surrounding Areas.
We are dedicated to providing you with innovative financial planning solutions and working with you personally to build the best plan for your specific needs and goals. When we meet with someone, we discuss what you have already done for planning, as well as what your future goals are. At Iowa Retirement Benefits & Solutions, we will put together a customized plan to fit the goals of you and your family.
Our Services
INVESTMENT PLANNING
- Portfolio Management
- Assess Risk Tolerance
- Asset Allocation & Diversification
- Investment Analysis
- Wealth Preservation
- Second Opinion Reviews
RETIREMENT PLANNING
- Retirement Goal Setting
- Retirement planning & analysis
- Social Security Maximizations
- Develop a retirement income strategy
- Business Planning
- IRA Contributions & Conversions
- 401(k) Management & Employer-Sponsored Plans
- Annuities & Pensions
- RMDs & Withdrawal Strategies
- Medicare Planning
- Reduction of Probate Fees
- Building Assets
ESTATE PLANNING & PHILANTHROPY
- Review/Discuss Estate Planning Strategies
- Review Wills & Trusts
- Review & update beneficiaries
- Asset Protection Analysis
- Recommend charitable giving strategies
- Facilitate transfer or retitling of assets
RISK MANAGEMENT & INSURANCE
- Review of existing policies: Medicare, Long Term Care, Life Insurance, & Disability Insurance
- Determine Insurance Needs
- Provide Life Insurance
- Provide Long Term Care Insurance
- Provide Medicare
TAX MANAGEMENT
- Overall Tax Planning
- Potential Roth Conversions
- Deductions & Credits
FINANCIAL LIFE PLANNING
- Comprehensive Financial Planning
- Maximizing Financial Goals
- Monitor changes in your life and family situation
- Periodic review of your financial plan and coordinate with your other advisors, such as CPA, Attorney
Our Team
Ethan Ball
Investment Advisor Representative
Owner of Iowa Retirement Benefits and Solutions. Born and raised in Aledo, Illinois. A graduate of Coe College in Cedar Rapids Iowa. Ethan and Brittney reside in Mount Vernon, Iowa with their one-year-old son Easton and Golden Doodle Noelle. Ethan has been working with individuals to plan for retirement for 9 years. In his spare time, Ethan enjoys following Coe College wrestling, hunting, and fishing.
Philosophy- “I believe building a strong retirement plan brings peace of mind. I’m dedicated to educating you on the innovative insurance planning solutions we offer, providing personal service, and helping to make certain you can enjoy the life of your retirement.”
Fiduciary- A fiduciary duty means we are legally always bound to act in the best and sole interest of our clients. This is the highest standard of loyalty, trust, care, and responsibility under the law.
Zachary Brotzman
Financial Representative
Zachary has been in the insurance industry for 7 years now. He grew up in Hazel Green WI and currently resides in Dubuque IA with his girlfriend Margaret. He graduated with an Associates Degree in Business Management. Zachary is a member of 100 Men Who Care and volunteers for the local Avery Foundation charity. He is not only passionate about helping people in his professional career but also his personal time and enjoys being active in the community. Zachary enjoys spending time with family, traveling with Margaret, golfing, and attending live sporting events.
Philosophy- “As an advocate for personalized retirement planning, I believe that each individual has unique financial goals and circumstances that should be carefully considered in developing a retirement plan. I strive to provide customized recommendations that can help clients achieve a financially secure retirement. By tailoring strategies to meet each client’s specific needs, I aim to empower them with the knowledge and tools necessary to make informed decisions about their financial future.”
Keenan Redfearn
Financial Representative
Keenan has been helping with pre and post-retirees for 8 years now. He grew up in Hazel Green, WI, and currently lives in Dubuque and enjoys going on walks with his french bulldog, Idgie. He also loves football and being outdoors.
Philosophy- “Retirement planning is not a one-size-fits-all approach. It requires a personalized strategy that takes into account each person’s financial situation, personal values, and long-term goals. By working together, we can build a plan that maximizes your financial resources while also creating a fulfilling and meaningful retirement experience.”
Morgan Fisher
Sr. Marketing Assistant
Born and raised in Riverside Iowa, Morgan graduated with a master’s degree from Ball State University before entering the financial services industry in 2020. Now, residing in Marion, she enjoys watching Iowa athletics, traveling, cooking, and catching up on the latest true crime podcast.
Philosophy- “My philosophy is centered around helping my clients achieve their long-term financial goals through a personalized, comprehensive approach. To achieve this, I prioritize communication and transparency, taking the time to understand my clients’ unique circumstances and goals, and keeping them informed throughout the planning process. Ultimately, my goal is to empower my clients to make informed financial decisions that support their long-term success and well-being. I believe that by taking a proactive, holistic approach to retirement planning, we can help our clients build a brighter, more secure financial future.”
Riley Wright
Jr. Financial Representative
Originally from Eastern Iowa, Riley successfully earned his bachelor’s degree at Coe College. Now calling Cedar Rapids home, he lives with his girlfriend, Shaylee. In addition to his passion for physical activity and boating with family and friends, Riley has returned to Coe College where he is the assistant wrestling coach.
Philosophy- “In my approach, I advocate for establishing trust through openness, ensuring clients are kept well-informed throughout each stage of the planning process. I am dedicated to fostering clear communication and gaining a comprehensive understanding of my clients’ objectives. This allows the development of a financial strategy that promotes sustained success and overall well-being in the long run.”
Jeff Carey
Digital Marketing Strategist
Jeff and his family have lived in Eastern Iowa for over 35 years. His background includes a broad background of skills including People Management, Project Management, Information Technology, Business Development, Sales, and Digital Marketing.
In his spare time Jeff enjoys playing guitar, fishing, Cardinal baseball, Packer football, and spending time with family and friends.
Philosophy- “My main motivation at IRBS is to help expand our brand and unique value adds, while building new relationships and customers with in-person networking and digital marketing efforts.
I believe there are so many people out there looking for what we can offer. My daily motivation is to help other create a solid, personalized retirement and lifestyle plan with our talented team that puts your needs first”
We are dedicated to providing you with innovative financial planning solutions and working with you personally to build the best plan for your specific needs and goals. When we meet with someone, we discuss what you have already done for planning, as well as what your future goals are. At Iowa Retirement Benefits & Solutions, we will put together a customized plan to fit the goals of you and your family.
Our Services
INVESTMENT PLANNING
- Portfolio Management
- Assess Risk Tolerance
- Asset Allocation & Diversification
- Investment Analysis
- Wealth Preservation
- Second Opinion Reviews
RETIREMENT PLANNING
- Retirement Goal Setting
- Retirement planning & analysis
- Social Security Maximizations
- Develop a retirement income strategy
- Business Planning
- IRA Contributions & Conversions
- 401(k) Management & Employer-Sponsored Plans
- Annuities & Pensions
- RMDs & Withdrawal Strategies
- Medicare Planning
- Reduction of Probate Fees
- Building Assets
ESTATE PLANNING & PHILANTHROPY
- Review/Discuss Estate Planning Strategies
- Review Wills & Trusts
- Review & update beneficiaries
- Asset Protection Analysis
- Recommend charitable giving strategies
- Facilitate transfer or retitling of assets
RISK MANAGEMENT & INSURANCE
- Review of existing policies: Medicare, Long Term Care, Life Insurance, & Disability Insurance
- Determine Insurance Needs
- Provide Life Insurance
- Provide Long Term Care Insurance
- Provide Medicare
TAX MANAGEMENT
- Overall Tax Planning
- Potential Roth Conversions
- Deductions & Credits
FINANCIAL LIFE PLANNING
- Comprehensive Financial Planning
- Maximizing Financial Goals
- Monitor changes in your life and family situation
- Periodic review of your financial plan and coordinate with your other advisors, such as CPA, Attorney
Our Team
Ethan Ball
Investment Advisor Representative
Owner of Iowa Retirement Benefits and Solutions. Born and raised in Aledo, Illinois. A graduate of Coe College in Cedar Rapids Iowa. Ethan and Brittney reside in Mount Vernon, Iowa with their one-year-old son Easton and Golden Doodle Noelle. Ethan has been working with individuals to plan for retirement for 9 years. In his spare time, Ethan enjoys following Coe College wrestling, hunting, and fishing.
Philosophy- “I believe building a strong retirement plan brings peace of mind. I’m dedicated to educating you on the innovative insurance planning solutions we offer, providing personal service, and helping to make certain you can enjoy the life of your retirement.”
Fiduciary- A fiduciary duty means we are legally always bound to act in the best and sole interest of our clients. This is the highest standard of loyalty, trust, care, and responsibility under the law.
Zachary Brotzman
Financial Representative
Zachary has been in the insurance industry for 7 years now. He grew up in Hazel Green WI and currently resides in Dubuque IA with his girlfriend Margaret. He graduated with an Associates Degree in Business Management. Zachary is a member of 100 Men Who Care and volunteers for the local Avery Foundation charity. He is not only passionate about helping people in his professional career but also his personal time and enjoys being active in the community. Zachary enjoys spending time with family, traveling with Margaret, golfing, and attending live sporting events.
Philosophy- “As an advocate for personalized retirement planning, I believe that each individual has unique financial goals and circumstances that should be carefully considered in developing a retirement plan. I strive to provide customized recommendations that can help clients achieve a financially secure retirement. By tailoring strategies to meet each client’s specific needs, I aim to empower them with the knowledge and tools necessary to make informed decisions about their financial future.”
Keenan Redfearn
Financial Representative
Keenan has been helping with pre and post-retirees for 8 years now. He grew up in Hazel Green, WI, and currently lives in Dubuque and enjoys going on walks with his french bulldog, Idgie. He also loves football and being outdoors.
Philosophy- “Retirement planning is not a one-size-fits-all approach. It requires a personalized strategy that takes into account each person’s financial situation, personal values, and long-term goals. By working together, we can build a plan that maximizes your financial resources while also creating a fulfilling and meaningful retirement experience.”
Morgan Fisher
Sr. Marketing Assistant
Born and raised in Riverside Iowa, Morgan graduated with a master’s degree from Ball State University before entering the financial services industry in 2020. Now, residing in Marion, she enjoys watching Iowa athletics, traveling, cooking, and catching up on the latest true crime podcast.
Philosophy- “My philosophy is centered around helping my clients achieve their long-term financial goals through a personalized, comprehensive approach. To achieve this, I prioritize communication and transparency, taking the time to understand my clients’ unique circumstances and goals, and keeping them informed throughout the planning process. Ultimately, my goal is to empower my clients to make informed financial decisions that support their long-term success and well-being. I believe that by taking a proactive, holistic approach to retirement planning, we can help our clients build a brighter, more secure financial future.”
Riley Wright
Jr. Financial Representative
Originally from Eastern Iowa, Riley successfully earned his bachelor’s degree at Coe College. Now calling Cedar Rapids home, he lives with his girlfriend, Shaylee. In addition to his passion for physical activity and boating with family and friends, Riley has returned to Coe College where he is the assistant wrestling coach.
Philosophy- “In my approach, I advocate for establishing trust through openness, ensuring clients are kept well-informed throughout each stage of the planning process. I am dedicated to fostering clear communication and gaining a comprehensive understanding of my clients’ objectives. This allows the development of a financial strategy that promotes sustained success and overall well-being in the long run.”
Jeff Carey
Digital Marketing Strategist
Jeff and his family have lived in Eastern Iowa for over 35 years. His background includes a broad background of skills including People Management, Project Management, Information Technology, Business Development, Sales, and Digital Marketing.
In his spare time Jeff enjoys playing guitar, fishing, Cardinal baseball, Packer football, and spending time with family and friends.
Philosophy- “My main motivation at IRBS is to help expand our brand and unique value adds, while building new relationships and customers with in-person networking and digital marketing efforts.
I believe there are so many people out there looking for what we can offer. My daily motivation is to help other create a solid, personalized retirement and lifestyle plan with our talented team that puts your needs first”
Send Us A Message
